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PROBLEM TO BE SOLVED: There is no Universal, Private-sector, Digital-Currency for international sales and purchases – and instantly available to every person on earth. ULTIMATE CASH-FLOW: World Treasury Bank does not depend on any source for money. World Treasury Bank MAiN can create money at will. Sort of. This is a unique SUSTAINABLE CASH-FLOW, MAXIMUM CAPITAL EFFICIENCY. The All-Digital currency: the MAiN. One way that World Treasury Bank MAiN secures its market: by the CURRENCY-VALIDATION of offering a free, 10,000 MAiN download to 2 to 3 Billion smartphone owners around the world. THIS MAY MEAN: More users than any site on earth. There are 15 CURRENCY-VALIDATIONS. Each one makes a very wide moat to any would-be “Us Too” entrant. I can email this PDF to you, to look over, and share. The PDF is not a my-eyes-glaze-over document. No paragraph longer than three lines. White spaces between each paragraph. ‘Please email the PDF’. Terrence at: wtbterrence@gmail.com