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Some 26 million Americans have Adjustable Rate Mortgages (ARM loans), and as many as 25% - 40% of these loans have interest rate errors - times in the past or present where a bank or mortgage servicer charged an incorrect interest rate based on the rules written into the related mortgage note. CheckMyARMonline is the only provider of completely online ARM audits, allowing homeowners to check their mortgage for servicing errors and overcharges in less than 15 minutes.